Credit Counseling

Credit Counseling Courses

Credit Counseling Courses

A credit counseling course can be an important essential before and after you file for bankruptcy. When you file for bankruptcy, the courts will mandate that you attend credit counseling sessions.  You may think that it is stupid and a waste of time, but it is a requirement if you want to qualify for any… Read More →

Average Credit Card Debt Rises for Hawaiians in May

According to data compiled by, Hawaiian consumers’ credit card debt rose in May to an average of $7,250.  (Article here) This is an increase on April’s total and is the second highest total in the nation.   Additionally, Hawaii’s upward trend in credit card debt is running against the national downward trend.  Average credit scores… Read More →

Collection Agencies Win Free Trips by Harassing Borrowers into Unreasonable Terms

On March 25, published a troubling report detailing the incentives offered to collection agencies attempting to collect on delinquent debts.  While it should come as no surprise that collections agencies are pushing the legal limits with their methods, at Abelmann Law we find it particularly concerning that the agencies are failing to advise individuals of the various repayment… Read More →