Wage garnishment in Hawaii is when funds are taken directly from your paycheck and sent to a creditor. This can happen when you are behind in payments or have made no effort to make any payments to your creditor. In Hawaii, there are limits on how much your creditors can take from your earnings and there are also federal laws that place limits on this amount. You may be able to choose which one, state or federal, will protect more of your money.
Most of the time, your creditors will have to go to court to get an order of garnishment to be sent to your employer. However, there are some instances where wages can be garnished without a court order. These could be if you do not pay your taxes,