When filing for bankruptcy, many times it is asked if you have to list all of your creditors in your report. To answer it simply, yes. A debtor needs to list all of their creditors as well as give them notice. This is required by the bankruptcy code. Congress has deemed it necessary because if you are receiving a discharge for your debts, it is only fair that your creditors are made aware so that they can participate in the case if they so choose to.
Even when you do intend to repay the debt, you need to list it in your bankruptcy petition. Also, when you omit a credit card company from the list because you would like to keep using the card, it does not promise that you can