Bankruptcy gives many people a way to start over, but for others, an additional filing may be needed. If this is the case, you may be asking, “When can I file for bankruptcy a second time?”
There is no minimum time period under bankruptcy law that requires you to wait before filing again. However, if you file too soon after a previous case, you’re putting your eligibility for debt discharge at risk.
Still, even without debt forgiveness, this may be a reasonable choice for those who need an additional option to get back on their feet.
Though these cases are uncommon, your financial situation may have extenuating circumstances that make you a good candidate.
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