One of the most important things to do when you file for bankruptcy, even if it means an extra expense, is to seek legal advice and representation. This will help you to make the filing process simpler and smoother but most importantly, they can help you avoid common mistakes that could negatively affect the outcome of your bankruptcy case.
An experienced bankruptcy lawyer or firm can take you through the process one step at a time to ensure that nothing is overlooked. They will help you to fill out the paperwork and explain what each document is so that you can file properly.
While filing for bankruptcy on your own is made very easy since all the necessary forms are available online, along with step by step procedures, you can still make mistakes. Many people who file for bankruptcy don’t have the slightest clue what the documents they are filling out are really all about. This can result in simple mistakes or omissions that have the potential to harm your case.
There are many mistakes that people make when filing for bankruptcy, which can be avoided by using a bankruptcy attorney. The three most common mistakes are:
- Missing Dates and Information – If you are filing for bankruptcy and you don’t provide all the information necessary for the courts to assess your situation, your case may simply be dismissed. Missing a court date when filing for bankruptcy, for any reason other than extenuating circumstances, is also grounds for dismissal.
- Missing Documentation – If you fail to provide all your financial documents (tax forms, pay stubs, bank accounts, etc…) and other required documents to your case trustee, your case may be dismissed by the court.
- Missing Credit Counseling – When you file for bankruptcy, you are required to attend a credit counseling courses and present the completion certificates for each segment. If you do not complete the courses or you didn’t meet the requirements, it could lead to dismissal of your case.
Don’t make mistakes and cause your case to be dismissed. Retain a bankruptcy lawyer and get the legal counsel that you need.